How Much Deposit Do You Need for a Car Loan?
One of the first questions buyers ask us is simple: how much deposit do you...
Welcome to the Alpha390 Finance Blog
Your go-to resource for expert advice, insights, and practical guides on vehicle and equipment finance in Australia. Whether you’re exploring car loans, truck finance, marine loans, or ABN loans, our blog helps you make smarter financial decisions with confidence.
- Car loans, truck loans, ute loans, van loans & motorbike finance
- Marine loans for boats, yachts & watercraft
- ABN loans for business vehicles and equipment
- Tips for loan approval, refinancing, and credit improvement
First Car Loan
Written and reviewed by the Finance Director at Alpha390 Finance Your first car loan is...
How Much Can I Borrow for a Car?
Before you start shopping, it helps to know roughly what you can borrow — it...
Commercial Hire Purchase
If you run a business and need a vehicle or equipment that earns its keep,...
Car Loan vs Personal Loan: Which Is Better for Buying a Car?
When you’re financing a car, the first real decision is whether to use a car...
Novated Lease vs Salary Sacrifice: What’s the Difference?
Quick answer: Salary sacrifice is the broad idea of paying for something from your pre-tax...
Electric Car Novated Leases in Australia: How the EV FBT Exemption Works
Quick answer: A novated lease is a three-way arrangement between you, your employer and a...
Novated Lease vs Car Loan
Quick answer: A novated lease lets you pay for a car and many of its...
Car Finance Gold Coast: How to Get Approved and Drive Away Sooner
Car finance on the Gold Coast made simple. Compare car loans, see what affects approval...
EV Car Loan Guide: How to Finance an Electric Car in Australia
How to get an EV car loan in Australia: green car loans, novated lease vs...
Car Finance in Sydney: How Approval Works and What Shapes Your Rate
Sydney is one of the most expensive cities in the country to run a car,...
Financing a Tiny House on Wheels in Australia: Asset Finance & Personal Loan Options
A tiny house on wheels is legally a caravan — so you finance it as...