Dealer Finance Explained: How Car Dealer Finance Works and What to Compare Before You Accept It
Dealer finance is car finance arranged through the dealership you are buying the car from....
Welcome to the Alpha390 Finance Blog
Your go-to resource for expert advice, insights, and practical guides on vehicle and equipment finance in Australia. Whether you’re exploring car loans, truck finance, marine loans, or ABN loans, our blog helps you make smarter financial decisions with confidence.
- Car loans, truck loans, ute loans, van loans & motorbike finance
- Marine loans for boats, yachts & watercraft
- ABN loans for business vehicles and equipment
- Tips for loan approval, refinancing, and credit improvement
Car Loan Interest Rates in Australia: What Sets Your Rate and How to Read One
The interest rate you are offered on a car loan is not a single number...
What Is a Comparison Rate?
A comparison rate folds the interest rate and most fees into one figure. Why car...
No Deposit Car Loans in Australia: Who Lenders Consider and What It Costs Over the Term
Quick answer: a “no deposit” car loan simply means the lender is asked to finance...
Motorhome Finance in Australia
How motorhome finance works in Australia: structures, deposits, balloon payments, what lenders check, and how...
Novated Lease on a Used Car
Yes — you can put a used car on a novated lease in Australia. It...
Novated Lease Residual Value & End-of-Term Options
Quick answer. The residual value is the amount still owing on your novated lease when...
Chattel Mortgage vs Novated Lease: Which One Fits Your Situation?
Short answer These two are often compared, but they are really answers to different questions....
Car Loans for Pensioners: How Lenders Assess Pension and Fixed Income
Being on a pension does not automatically rule you out of car finance, and it...
Green & Hybrid Car Loans
A green car loan finances a lower-emission vehicle — a hybrid, plug-in hybrid, mild-hybrid or...
Novated Lease FBT Explained
Fringe Benefits Tax (FBT) is the piece of a novated lease that confuses most people...
Horse Float Finance: How to Finance a Horse Float in Australia
A horse float is a big-ticket purchase — and financing one works much like financing...