Truck Finance
Buying your first truck, upgrading your fleet, or refinancing equipment? We arrange truck finance designed around your cash flow, contracts, and business goals.
Truck Finance
Buying your first truck, upgrading your fleet, or refinancing equipment? We arrange truck finance designed around your cash flow, contracts, and business goals.
Looking Truck Finance?
Alpha390 Finance, based in Brisbane, specializes in providing tailored Truck Finance solutions for business owners and fleet operators. With access to a network of over 30 leading lenders, we offer competitive financing options for a wide range of trucks, from light-duty work vehicles to heavy-duty commercial rigs.
Whether you're expanding your fleet, upgrading to a newer model, or purchasing your first truck, our Truck Finance solutions are designed to make your business goals a reality, including:
- Competitive Financing for New and Used Trucks
- Refinancing Options for Existing Truck Loans
- Customised Loans for Fleet Upgrades and Equipment
- Flexible Finance for Commercial Truck Purchases
Why choose Alpha390 for truck finance?
- High Approval Rate
- Fast and Easy Loan Process
- Lowest Possible Interest Rate and Repayments
- Less Document and Less Time Consuming Paperwork
- Customized to Suit Your Personal Circumstances
- Employed or Self-Employed - We Can Help
- Previous Credit Challenges / Defaults? We Can Still Help!
Finance solutions to keep your trucks moving
Alpha390 Finance is committed to supporting businesses across Brisbane, Gold Coast, Sunshine Coast and surrounding areas in South East QLD with specialised Tipper Truck Finance solutions.
Prime Mover Loans
Alpha390 Finance offers a suite of financing services aimed at empowering businesses in the transport sector to acquire, upgrade or expand their prime mover fleets.
Understanding the pivotal role prime movers play in logistics and freight, our services are designed for maximum flexibility and cost-effectiveness.
Rigid Truck Loans
Alpha390 Finance offers a suite of financing services aimed at empowering businesses in the transport sector to acquire, upgrade or expand their prime mover fleets.
Understanding the pivotal role prime movers play in logistics and freight, our services are designed for maximum flexibility and cost-effectiveness.
Tipper Truck Loans
Tipper trucks are indispensable in many industries, as they offer versatility in transporting and unloading materials.
Alpha390 Finance recognises this diversity by providing finance options for various types of tipper trucks. This ensures you can acquire the vehicle that best suits your operational needs.
Fleet Truck Loans
With Alpha390 Finance, you can easily navigate the complexities of fleet financing. We provide a range of tailored solutions designed to meet the diverse needs of your business fleet.
Whether you're looking to finance a single luxury vehicle or a fleet of trucks, we have the expertise and options to support your goals.
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
ESTIMATED MONTHLY REPAYMENT
$
2,347
.94
*Estimates only. Subject to lender approval.
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
INTEREST RATE
LENGTH
PAYMENT FREQUENCY
30+ Trusted Lenders
Fast Approvals
Personal Support
Transparent Fees
This information is general only and does not constitute credit or financial advice. Alpha390 Finance operates under Australian Credit Licence 506065 (Five Tees Pty Ltd). Lending is subject to approval, lending criteria, terms, conditions and fees.
Truck Finance FAQs
Straight answers from our finance team on financing your next truck.
Can I finance a truck through my business or ABN?
Yes. Most truck finance is written to a business or ABN, and many lenders will consider newer ABNs and low-doc applicants. Financing through the business can also open up a chattel mortgage structure, which may let you claim GST and depreciation — worth confirming with your accountant.
What loan term can I get on truck finance?
Truck loans typically run from one to seven years. Heavier or older trucks may be capped at shorter terms because lenders factor in the age and working life of the asset. A longer term lowers the repayment but costs more interest, so we help you weigh it against cash flow.
Do I need a deposit for a truck loan?
Not always. No-deposit truck finance is available when your credit and business figures are strong, especially for later-model trucks. A deposit or trade-in reduces the amount you borrow and can widen the lenders willing to approve you, particularly on used trucks.
Can I finance a used or older truck?
Yes, though older trucks are assessed more carefully — lenders look at age, hours or kilometres and condition, and may ask for a higher rate or shorter term. We match older-truck deals to the lenders on our panel who are comfortable with them.
What's the difference between financing a prime mover and a rigid truck?
The finance works the same way, but lenders view the assets differently — prime movers and trailers can be financed together or separately, while rigids are a single unit. Loan amounts, terms and acceptable age vary by truck type, so we structure each deal around the vehicle.
See why so many happy Australians trust Alpha390 Finance
Excellent★★★★★Based on 100 Google reviews
