Equipment Finance
ABN Business & Equipment Finance
Business Car Loan Solutions from Alpha390 Finance
Alpha390 Finance is a Brisbane-based finance specialist delivering tailored Business Car Loan solutions to companies across a wide range of industries. With access to a trusted network of over 30 leading lenders, we secure competitive finance options designed to support your operations, growth, and cash flow.
Whether you’re purchasing a single vehicle or managing a growing fleet, our solutions cover:
- New and Used Business Car Loans
- Refinancing Existing Commercial Vehicle Loans
- Fleet Expansion Financing
- Corporate & Executive Car Loan Packages
We understand how essential reliable vehicles are to your business. That’s why our finance solutions are designed to keep your company moving-efficiently and strategically.
Finance solutions to keep your business growing
Alpha390 Finance is committed to supporting businesses across Brisbane, Gold Coast, Sunshine Coast and surrounding areas in South East QLD with specialised Tipper Truck Finance solutions.
Low Documentation Car Loans for Businesses
Don’t have all the financial paperwork? No problem. Our Low Doc Car Loans are built for business owners who need fast approvals with minimal fuss. Many clients get approved within days and drive off in their new vehicle immediately.
Chattel Mortgages for Business Use
Grow your business without cash flow stress. Our Chattel Mortgages let you own your vehicle outright while enjoying GST and interest tax benefits. Many business owners get approved quickly and start using their vehicles the same week we make it simple and fast
Commercial Hire Purchases
Want immediate access to your vehicle but spread the cost over time? Our Commercial Hire Purchase options do just that, with potential tax deductions to save your business money. Most businesses secure approval quickly and start using their vehicle within days, no delays, no stress.
Leasing Options, Both Maintained and Non-Maintained
Lease a vehicle on your terms. Choose a maintained lease for stress-free driving or a non-maintained option for more flexibility. Our clients get approvals fast and enjoy their leased vehicles immediately, keeping cash flow free for business growth.
Consumer Car Loans for Personal Use
Need a car for personal or mixed use? Our Consumer Car Loans make it easy to get approved and drive away in the vehicle you want. Flexible repayments fit your lifestyle, and our team handles the details so you don’t have to worry. Apply today and get moving tomorrow!
Personal Loans for Vehicle Financing
Need a flexible option for personal or business vehicles? Our Personal Loans provide predictable repayments and fast approvals. Many applicants walk away with their ideal car within days, with no hidden hassles.
Why Choose Alpha390 Finance?
Your Trusted Partner for ABN Car Loans
Extensive Lender Network: Over 30 lenders to get the best terms.
Quick Application Process: Minimal paperwork, fast approvals.
Tailored Financial Solutions: Loans designed around your business or personal needs
Flexible Repayment Options: Options that suit your cash flow.
Expert Advice: Guidance through every step of the process.
Personalised Service: Dedicated team supporting you at every stage.
Why choose Alpha390 for equipment finance?
- High Approval Rate
- Fast and Easy Loan Process
- Lowest Possible Interest Rate
- Less Document and Less Time Consuming Paperwork
- Customized to Suit Your Personal Circumstances
- Employed or Self-Employed - We Can Help
- Previous Credit Challenges / Defaults? We Can Still Help!
*Lowest Possible Interest Rate and Payments*
Estimate your repayments
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
30+ Trusted Lenders
Fast Approvals
Personal Support
Transparent Fees
Equipment Finance FAQs
Straight answers from our finance team on financing business equipment.
What types of equipment can I finance?
Most income-producing business equipment can be financed — excavators, trucks and trailers, forklifts, tractors and farm machinery, medical and dental gear, IT and office fit-outs, and manufacturing plant. If the asset helps your business earn, there's usually a lender on our panel who will fund it.
Can I finance equipment through my ABN or business?
Yes — most equipment finance is written to an ABN or company. Many lenders will consider newer ABNs and low-doc applicants, using bank statements or BAS instead of full financials. Financing through the business also opens up structures like chattel mortgage and hire purchase.
What is a chattel mortgage for equipment?
A chattel mortgage is a common business equipment structure: the lender advances the funds, you own the equipment from day one, and the loan is secured against it. It can offer GST and depreciation benefits and an optional balloon to lower repayments — your accountant can confirm what applies to you.
Can I finance used or second-hand equipment?
Yes. Used equipment is assessed on its age, hours and condition, and private-sale purchases are common in equipment finance. Older or specialised assets may attract a shorter term or a slightly higher rate, so we match the deal to the lenders comfortable with that asset type.
Are there tax benefits to financing equipment?
Often, yes. Depending on the structure and current rules, businesses may claim GST, depreciation or interest, and instant asset write-off provisions can apply to eligible assets. The benefit depends on your circumstances, so confirm the specifics with your accountant before you commit.
