Boat & Marine Finance
Sail away with your dream boat sooner with flexible Boat Loans and Yacht Loans designed around your lifestyle. From leisure boats to luxury yachts, we make boat ownership simple, affordable, and stress-free.
Boat & Marine Finance
Sail away with your dream boat sooner with flexible Boat Loans and Yacht Loans designed around your lifestyle. From leisure boats to luxury yachts, we make boat ownership simple, affordable, and stress-free.
Looking for Boat Loans?
Alpha390 Finance, based in Brisbane, is a specialist in financial services offering tailored Boat Loans solutions for both marine enthusiasts and professionals. Through our extensive network of over 30 leading lenders, we provide competitive financing options to suit a wide variety of boating needs. Whether you’re looking to enjoy leisure cruises, go sport fishing, or invest in a luxury yacht, our Boat Finance solutions are designed to turn your maritime dreams into reality, including:
- Competitive Financing for New and Used Boats
- Refinancing Options for Existing Boat Loans
- Customised Loans for Boat Upgrades and Repairs
- Flexible Finance for Yacht Purchases
Contact us at 1300 390 390 or visit our Contact Us page. Partner with Alpha390 Finance and take advantage of our expertise and tailored financing solutions to grow your fleet and boost your business operations.
Why choose Alpha390 for boat finance?
- High Approval Rate
- Fast and Easy Loan Process
- Lowest Possible Interest Rate and Repayments
- Less Document and Less Time Consuming Paperwork
- Customized to Suit Your Personal Circumstances
- Employed or Self-Employed - We Can Help
- Previous Credit Challenges / Defaults? We Can Still Help!
Finance solutions to get you out on the water
Alpha390 Finance is committed to supporting businesses across Brisbane, Gold Coast, Sunshine Coast and surrounding areas in South East QLD with specialized Boat Loans solutions.
Yacht Loans
Alpha390 Loans provides specialised yacht loan solutions tailored to various yacht types, from entry-level cruisers to luxury vessels.
Our team helps structure loans that align with your ownership plans, making it easier to enjoy life on the water.
Boat Loans
Discover the perfect boat with Alpha390 Finance. From fishing boats and leisure craft to luxury yachts, our tailored boat loan solutions make it simple to finance the vessel that matches your lifestyle and boating goals.
Enjoy flexible terms, competitive rates, and expert guidance from application to ownership, so you can set sail with confidence.
Repower Loans
A new boat engine can transform your boating experience. With Alpha390 Finance, you can access flexible boat loans designed specifically for marine upgrades.
At Alpha390 Finance, we help Australian boat owners secure competitive boat loans tailored specifically for marine upgrades.
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
ESTIMATED MONTHLY REPAYMENT
$
2,347
.94
*Estimates only. Subject to lender approval.
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
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Boat & Marine Finance FAQs
Straight answers from our finance team on financing your next boat.
Can I finance a boat for personal use?
Yes. Boat and marine finance is available for private buyers as well as businesses. Lenders treat a boat as the security for the loan, much like a car, so recreational buyers can spread the cost over an agreed term rather than paying the full price upfront.
What deposit do I need for boat finance?
It varies. Some lenders will finance a boat with no deposit when your credit and income are strong, while others prefer a deposit or trade-in on older or higher-value vessels. Putting money in lowers your repayments and can widen the lenders willing to approve you.
Can I finance a used or older boat?
Yes, though used and older boats are assessed more carefully. Lenders look at the age, type and condition of the vessel and may apply a shorter term or a slightly higher rate. We match older-boat deals to the lenders on our panel who are comfortable financing them.
How long can I finance a boat for?
Marine loan terms typically run from one to seven years. Larger or newer vessels may qualify for longer terms, while older boats are often capped shorter because lenders factor in the expected life of the asset. A longer term lowers the repayment but adds interest overall.
Can I finance a yacht or larger vessel?
Yes. We arrange finance for yachts and larger vessels as well as trailer boats and tinnies. Bigger vessels are assessed on their value, survey and your financial position, and are often better suited to specialist marine lenders — which is exactly where our panel helps.
See why so many happy Australians trust Alpha390 Finance
Excellent★★★★★Based on 100 Google reviews
