Truck Loan Solutions
Buying your first truck, upgrading your fleet, or refinancing equipment? We arrange truck finance designed around your cash flow, contracts, and business goals.
Looking for Truck Finance?
Alpha390 Finance, based in Brisbane, specializes in providing tailored Truck Finance solutions for business owners and fleet operators. With access to a network of over 30 leading lenders, we offer competitive financing options for a wide range of trucks, from light-duty work vehicles to heavy-duty commercial rigs.
Whether you're expanding your fleet, upgrading to a newer model, or purchasing your first truck, our Truck Finance solutions are designed to make your business goals a reality, including:
- Competitive Financing for New and Used Trucks
- Refinancing Options for Existing Truck Loans
- Customised Loans for Fleet Upgrades and Equipment
- Flexible Finance for Commercial Truck Purchases
Why choose Alpha390 for commercial vehicle finance?
- High Approval Rate
- Fast and Easy Loan Process
- Lowest Possible Interest Rate
- Less Document and Less Time Consuming Paperwork
- Customized to Suit Your Personal Circumstances
- Employed or Self-Employed - We Can Help
- Previous Credit Challenges / Defaults? We Can Still Help!
*Lowest Possible Interest Rate and Payments*
Finance solutions to keep your fleet moving
Alpha390 Finance is committed to supporting businesses across Brisbane, Gold Coast, Sunshine Coast and surrounding areas in South East QLD with specialised Tipper Truck Finance solutions.
Prime Mover Loans
Alpha390 Finance offers a suite of financing services aimed at empowering businesses in the transport sector to acquire, upgrade or expand their prime mover fleets.
Understanding the pivotal role prime movers play in logistics and freight, our services are designed for maximum flexibility and cost-effectiveness.
Rigid Truck Loans
Rigid trucks serve a myriad of purposes, each type designed to meet specific operational needs.
Alpha390 Finance offers financing for a wide range of rigid trucks, catering to diverse business requirements.
Tipper Truck Loans
Tipper trucks are indispensable in many industries, as they offer versatility in transporting and unloading materials.
Alpha390 Finance recognises this diversity by providing finance options for various types of tipper trucks. This ensures you can acquire the vehicle that best suits your operational needs.
Fleet Loans
With Alpha390 Finance, you can easily navigate the complexities of fleet financing. We provide a range of tailored solutions designed to meet the diverse needs of your business fleet.
Whether you're looking to finance a single luxury vehicle or a fleet of trucks, we have the expertise and options to support your goals.
Estimate your repayments
Try our simple repayment calculator to estimate your monthly repayments.
30+ Trusted Lenders
Fast Approvals
Personal Support
Transparent Fees
This information is general only and does not constitute credit or financial advice. Alpha390 Finance operates under Australian Credit Licence 506065 (Five Tees Pty Ltd). Lending is subject to approval, lending criteria, terms, conditions and fees.
Truck, Van & Ute Finance FAQs
Straight answers from our finance team on financing your work vehicles.
Can I finance a truck, van or ute through my business or ABN?
Yes. Commercial vehicle finance is usually written to a business or ABN, and many of our lenders will consider newer ABNs and low-doc applicants. Financing through the business can also open up a chattel mortgage structure with potential GST and depreciation benefits — worth checking with your accountant.
What loan term can I get on commercial vehicle finance?
Terms typically run from one to seven years. Heavier trucks or older vehicles may be capped at shorter terms because lenders factor in the age and working life of the asset. A longer term lowers the repayment but adds interest, so we help you balance it against cash flow.
Do I need a deposit for a work vehicle?
Not always. No-deposit finance is available for trucks, vans and utes when your credit and business figures are strong, especially on later-model vehicles. A deposit or trade-in reduces the amount you borrow and can widen the lenders willing to approve you.
Can I finance a used truck, van or ute?
Yes. Used commercial vehicles are assessed on age, kilometres or hours and condition, and private-sale purchases are common. Older or higher-kilometre vehicles may attract a shorter term or slightly higher rate, so we match the deal to the lenders comfortable with them.
Can I finance more than one vehicle or a fleet?
Yes. Whether you're adding a second ute or building a fleet, we can arrange finance across multiple vehicles and structure it to suit your business — including separate facilities or a single arrangement, depending on the lender and your cash flow.
