Category: Car Finance

Quick answer: Caravan finance is a loan used to buy a new or used caravan, usually structured as a secured consumer loan with the caravan as security. Terms commonly run 2 to 7 years, and you can finance through a dealer or a private sale. What you are offered depends on the caravan’s age and...

A jet ski is one of the easier ways onto the water — and financing one works much like financing a car. Whether you’re buying a new Sea-Doo, Yamaha WaveRunner or Kawasaki, or a good used personal watercraft (PWC), a secured leisure loan spreads the cost over a set term so you can ride this...

Compare motorbike finance options in Australia - secured vs unsecured bike loans, typical rates and terms, deposit and licence requirements, and how to get approved.

Finance a new or used camper trailer — on-road or off-road. Secured loan options, flexible terms and fast approval for good and fair credit. Estimate repayments and apply.

A novated lease can be one of the most tax-effective ways to get into a car when you’re employed — but the numbers behind it confuse almost everyone, because your car is paid for out of a mix of your pre-tax and post-tax salary. This page shows you exactly what a novated lease calculator works...

Most car finance applications can be conditionally approved within a few hours to one business day when the paperwork is complete. Full approval and settlement — the point where the lender pays the dealer or seller — usually follows within one to three business days. The variable that moves that timeline most is not the...

A novated lease can be one of the most tax-effective ways to get into a car, but it is not the right fit for everyone. This guide lays out the genuine pros and cons of a novated lease in Australia so you can weigh it against a normal car loan before you commit. Alpha390 arranges...

One of the first questions buyers ask us is simple: how much deposit do you need for a car loan? The short answer is that many Australian lenders will finance a car with no deposit at all — but putting some money down usually means a stronger application, a sharper rate and lower repayments. This...

Written and reviewed by the Finance Director at Alpha390 Finance Your first car loan is a milestone — and often the first serious credit you’ll ever apply for. The catch is that lenders like to see a track record, and a first-time buyer usually doesn’t have one yet. The good news: first car loans are...