Quick answer: A novated lease lets you pay for a car and many of its running costs out of your pre-tax salary through your employer, which can reduce your taxable income. A car loan is finance you take out yourself to buy the car outright, so you own it from day one. A novated lease...
Category: Car Finance
Car Finance Gold Coast: How to Get Approved and Drive Away Sooner
Car finance on the Gold Coast made simple. Compare car loans, see what affects approval and rates, plus QLD rego tips. General info from Alpha390.
EV Car Loan Guide: How to Finance an Electric Car in Australia
How to get an EV car loan in Australia: green car loans, novated lease vs car loan, deposit, eligibility and the steps to finance your electric car.
Financing a Tiny House on Wheels in Australia: Asset Finance & Personal Loan Options
A tiny house on wheels is legally a caravan — so you finance it as an asset. Compare caravan/asset loans and personal loans, rates and how to qualify in 2026.
Secured vs Unsecured Car Loans — and How They Compare to a Personal Loan
Secured vs unsecured car loan — and how both compare to a personal loan. See the rate difference, pros, cons and which is cheaper for buying a car in Australia.
Balloon Payment Car Loans Explained: How They Really Work (and What They Cost)
A balloon payment lowers your car loan repayments but costs more in interest. See how it works, a worked example and when it's worth it in Australia.
Instant Asset Write-Off on Cars: What You Can Claim Before 30 June
Thinking of buying a business vehicle before 30 June? Here's how the $20,000 instant asset write-off applies to cars, utes and vans in 2025–26.
Chattel Mortgage vs Car Loan: Which Is Right for Your Next Vehicle?
Chattel mortgage or car loan for your next business vehicle? Compare costs, tax treatment and ownership so you pick the right finance.
Best Car Deals Australia: Where Great Savings Exist and Where Scams Happen
Finding Best Car Deals Australia sounds simple at first. You search online, see a low price, and assume it is a good deal. But in reality, the Australian car market is full of both genuine savings and misleading offers that can cost buyers far more than expected. Whether you are searching for best car deals...