EV Car Loan Guide: How to Finance an Electric Car in Australia
How to get an EV car loan in Australia: green car loans, novated lease vs car loan, deposit, eligibility and the steps to finance your electric car.
Author: Alpha390 Finance
Finance content reviewed by the Finance Director at Alpha390.
Car Finance in Sydney: How Approval Works and What Shapes Your Rate
Sydney is one of the most expensive cities in the country to run a car, and for most people the loan is a bigger decision than the badge on the bonnet. Get the finance right and you keep your repayments comfortable and your options open. Get it wrong and you can be locked into a...
Financing a Tiny House on Wheels in Australia: Asset Finance & Personal Loan Options
A tiny house on wheels is legally a caravan — so you finance it as an asset. Compare caravan/asset loans and personal loans, rates and how to qualify in 2026.
Secured vs Unsecured Car Loans — and How They Compare to a Personal Loan
Secured vs unsecured car loan — and how both compare to a personal loan. See the rate difference, pros, cons and which is cheaper for buying a car in Australia.
Balloon Payment Car Loans Explained: How They Really Work (and What They Cost)
A balloon payment lowers your car loan repayments but costs more in interest. See how it works, a worked example and when it's worth it in Australia.
Instant Asset Write-Off on Cars: What You Can Claim Before 30 June
Thinking of buying a business vehicle before 30 June? Here's how the $20,000 instant asset write-off applies to cars, utes and vans in 2025–26.
Chattel Mortgage vs Car Loan: Which Is Right for Your Next Vehicle?
Chattel mortgage or car loan for your next business vehicle? Compare costs, tax treatment and ownership so you pick the right finance.
What Is the Minimum Credit Score for Car Loan Australia?
Purchasing a car is a significant milestone, but securing the necessary financing can be challenging without a good understanding of credit requirements. If you’re considering a car loan, it’s crucial to know about the minimum credit score for a car loan in Australia. To qualify for a car loan in Australia, lenders generally prefer a...
What Are the Key Requirements For Car Finance In Australia?
Whether you’re a first-time car buyer or looking to upgrade, being well-prepared can make all the difference. Understanding the requirements for car finance in Australia can help you secure a loan without unnecessary stress. To secure car finance in Australia, you’ll need proof of income, a good credit history, valid identification, proof of residency and...