A horse float is a big-ticket purchase — and financing one works much like financing a caravan or trailer, with a loan secured against the float itself. Whether you’re buying a straight-load two-horse float or a large gooseneck angle-load, horse float finance spreads the cost over a manageable term so you keep cash free for...
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How Does a Novated Lease Work?
Quick answer: A novated lease is a three-way agreement between you, your employer and a lease/finance provider. Your employer pays the car’s lease and running costs out of your salary — part from your pre-tax pay — which can reduce your taxable income. You get the use of the car; the provider owns/finances it; your...
Caravan Finance
Quick answer: Caravan finance is a loan used to buy a new or used caravan, usually structured as a secured consumer loan with the caravan as security. Terms commonly run 2 to 7 years, and you can finance through a dealer or a private sale. What you are offered depends on the caravan’s age and...
Jet Ski Finance
A jet ski is one of the easier ways onto the water — and financing one works much like financing a car. Whether you’re buying a new Sea-Doo, Yamaha WaveRunner or Kawasaki, or a good used personal watercraft (PWC), a secured leisure loan spreads the cost over a set term so you can ride this...
Motorbike Finance in Australia
Camper Trailer Finance Australia: Rates, Terms & How to Apply
Novated Lease Calculator: How to Work Out the Cost
A novated lease can be one of the most tax-effective ways to get into a car when you’re employed — but the numbers behind it confuse almost everyone, because your car is paid for out of a mix of your pre-tax and post-tax salary. This page shows you exactly what a novated lease calculator works...
How Long Does Car Finance Approval Take in Australia?
Most car finance applications can be conditionally approved within a few hours to one business day when the paperwork is complete. Full approval and settlement — the point where the lender pays the dealer or seller — usually follows within one to three business days. The variable that moves that timeline most is not the...
Novated Lease: Pros and Cons
A novated lease can be one of the most tax-effective ways to get into a car, but it is not the right fit for everyone. This guide lays out the genuine pros and cons of a novated lease in Australia so you can weigh it against a normal car loan before you commit. Alpha390 arranges...
