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A green car loan finances a lower-emission vehicle — a hybrid, plug-in hybrid, mild-hybrid or other fuel-efficient car — often with the same competitive rates and terms as a standard car loan, and sometimes a small discount from lenders that reward greener vehicles. If you are weighing a Toyota, a plug-in hybrid or a fully...

Fringe Benefits Tax (FBT) is the piece of a novated lease that confuses most people — but the mechanics are straightforward once you see them. Because your employer provides the car as part of your salary package, the ATO treats it as a fringe benefit, and FBT is the tax that applies to that benefit....

A horse float is a big-ticket purchase — and financing one works much like financing a caravan or trailer, with a loan secured against the float itself. Whether you’re buying a straight-load two-horse float or a large gooseneck angle-load, horse float finance spreads the cost over a manageable term so you keep cash free for...

Quick answer: A novated lease is a three-way agreement between you, your employer and a lease/finance provider. Your employer pays the car’s lease and running costs out of your salary — part from your pre-tax pay — which can reduce your taxable income. You get the use of the car; the provider owns/finances it; your...

Quick answer: Caravan finance is a loan used to buy a new or used caravan, usually structured as a secured consumer loan with the caravan as security. Terms commonly run 2 to 7 years, and you can finance through a dealer or a private sale. What you are offered depends on the caravan’s age and...

A jet ski is one of the easier ways onto the water — and financing one works much like financing a car. Whether you’re buying a new Sea-Doo, Yamaha WaveRunner or Kawasaki, or a good used personal watercraft (PWC), a secured leisure loan spreads the cost over a set term so you can ride this...

Compare motorbike finance options in Australia - secured vs unsecured bike loans, typical rates and terms, deposit and licence requirements, and how to get approved.

Finance a new or used camper trailer — on-road or off-road. Secured loan options, flexible terms and fast approval for good and fair credit. Estimate repayments and apply.

A novated lease can be one of the most tax-effective ways to get into a car when you’re employed — but the numbers behind it confuse almost everyone, because your car is paid for out of a mix of your pre-tax and post-tax salary. This page shows you exactly what a novated lease calculator works...