Buying a car from a private seller can be a good way to find the model you want, but it changes how the finance works. There is no dealer arranging paperwork, no finance manager and often less legal protection if something goes wrong. This guide explains how a car loan for a private sale usually...
Casual work can make a car loan application feel harder than it needs to be. Lenders are not looking for a particular job title. They want to understand how reliable your income is, whether it can support the repayments, and whether the application is backed by evidence. This guide explains how casual, part-time and contract...
Canberra is a car-reliant city, and for many households the car is a daily necessity rather than a choice. That makes the finance behind it an important decision. This guide explains how car finance works for Canberra and ACT buyers, what lenders look at, the ACT paperwork that sits alongside the loan, and how to...
Melbourne is a big, spread-out city, and for a lot of households a car isn’t optional. That makes the finance behind the car a bigger decision than the badge on the bonnet. This guide explains how car finance works for Melbourne buyers, what lenders look at, the Victorian paperwork that sits alongside the loan, and...
Many Centrelink payments are regular government payments, and many people wonder whether they can be used to support a car loan application. Sometimes they can. Whether they can in your case depends on the payment, on the lender and on your overall finances. This guide explains how lenders tend to treat Centrelink income, what documents...
Written and reviewed by the Finance Director at Alpha390 Whether you’re after a dual-cab ute for the farm or the job site, a family SUV for the Warrego Highway commute into Brisbane, or a 4WD to tow the horse float out to the Darling Downs, getting the right finance sorted is the part most Toowoomba...
“Car lease” is one of the most searched phrases in Australian vehicle finance and one of the least precise. It is used for a salary-packaged novated lease, for a business finance lease, for a fleet-style operating lease, and for consumer leasing products that are closer to long-term rental than to finance. Each of those is...
