Melbourne is a big, spread-out city, and for a lot of households a car isn’t optional. That makes the finance behind the car a bigger decision than the badge on the bonnet. This guide explains how car finance works for Melbourne buyers, what lenders look at, the Victorian paperwork that sits alongside the loan, and...
Category: Blogs
Car Finance Sunshine Coast: Loans From Maroochydore to Noosa
Car finance on the Sunshine Coast, from Maroochydore to Noosa. Cars, ABN vehicles, utes, caravans and boats compared through a broker. General info from Alpha390.
Car Finance Toowoomba: How to Get Approved and Drive Away Sooner
Written and reviewed by the Finance Director at Alpha390 Whether you’re after a dual-cab ute for the farm or the job site, a family SUV for the Warrego Highway commute into Brisbane, or a 4WD to tow the horse float out to the Darling Downs, getting the right finance sorted is the part most Toowoomba...
Car Finance Gold Coast: How to Get Approved and Drive Away Sooner
Car finance on the Gold Coast made simple. Compare car loans, see what affects approval and rates, plus QLD rego tips. General info from Alpha390.
EV Car Loan Guide: How to Finance an Electric Car in Australia
How to get an EV car loan in Australia: green car loans, novated lease vs car loan, deposit, eligibility and the steps to finance your electric car.
Car Finance in Sydney: How Approval Works and What Shapes Your Rate
Sydney is one of the most expensive cities in the country to run a car, and for most people the loan is a bigger decision than the badge on the bonnet. Get the finance right and you keep your repayments comfortable and your options open. Get it wrong and you can be locked into a...
Financing a Tiny House on Wheels in Australia: Asset Finance & Personal Loan Options
A tiny house on wheels is legally a caravan — so you finance it as an asset. Compare caravan/asset loans and personal loans, rates and how to qualify in 2026.
Secured vs Unsecured Car Loans — and How They Compare to a Personal Loan
Secured vs unsecured car loan — and how both compare to a personal loan. See the rate difference, pros, cons and which is cheaper for buying a car in Australia.
Balloon Payment Car Loans Explained: How They Really Work (and What They Cost)
A balloon payment lowers your car loan repayments but costs more in interest. See how it works, a worked example and when it's worth it in Australia.
Instant Asset Write-Off on Cars: What You Can Claim Before 30 June
Thinking of buying a business vehicle before 30 June? Here's how the $20,000 instant asset write-off applies to cars, utes and vans in 2025–26.
