Quick answer: Salary sacrifice is the broad idea of paying for something from your pre-tax salary. A novated lease is one specific type of salary sacrifice — it’s how you salary-sacrifice a car. So they’re not really rivals: a novated lease is salary sacrifice applied to a vehicle. The real question is usually whether a...
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Electric Car Novated Leases in Australia: How the EV FBT Exemption Works
Quick answer: A novated lease is a three-way arrangement between you, your employer and a lease provider, where your car repayments and running costs come out of your salary — partly before tax. For eligible electric vehicles under the price cap, the federal EV FBT exemption removes fringe benefits tax on the car, which can...
Novated Lease vs Car Loan
Quick answer: A novated lease lets you pay for a car and many of its running costs out of your pre-tax salary through your employer, which can reduce your taxable income. A car loan is finance you take out yourself to buy the car outright, so you own it from day one. A novated lease...
Car Finance Gold Coast: How to Get Approved and Drive Away Sooner
Car finance on the Gold Coast made simple. Compare car loans, see what affects approval and rates, plus QLD rego tips. General info from Alpha390.
EV Car Loan Guide: How to Finance an Electric Car in Australia
How to get an EV car loan in Australia: green car loans, novated lease vs car loan, deposit, eligibility and the steps to finance your electric car.
Car Finance in Sydney: How Approval Works and What Shapes Your Rate
Sydney is one of the most expensive cities in the country to run a car, and for most people the loan is a bigger decision than the badge on the bonnet. Get the finance right and you keep your repayments comfortable and your options open. Get it wrong and you can be locked into a...
Financing a Tiny House on Wheels in Australia: Asset Finance & Personal Loan Options
A tiny house on wheels is legally a caravan — so you finance it as an asset. Compare caravan/asset loans and personal loans, rates and how to qualify in 2026.
Secured vs Unsecured Car Loans — and How They Compare to a Personal Loan
Secured vs unsecured car loan — and how both compare to a personal loan. See the rate difference, pros, cons and which is cheaper for buying a car in Australia.
Balloon Payment Car Loans Explained: How They Really Work (and What They Cost)
A balloon payment lowers your car loan repayments but costs more in interest. See how it works, a worked example and when it's worth it in Australia.