Get Back on the Road with Flexible Loans, Even With Bad Credit
At Alpha390 Finance, we understand that a less-than-perfect credit history shouldn’t stop you from owning a car. Our bad credit car loans are designed to provide fast, reliable, and tailored solutions so you can drive away with confidence.
Based in Brisbane, Alpha390 Finance specialises in helping individuals and small business owners access car financing, even with challenging credit situations. Our team focuses on transparency, support, and flexible loan structures.
Loans built around your unique credit profile.
We work with you to increase the chance of approval.
Adjust your existing loan to reduce payments or interest.
Expert insights on managing loans and credit effectively.
Don’t let bad credit hold you back. Call us today at 1300 390 390 to explore your options.
We go beyond traditional lenders to support people with credit challenges. Choosing Alpha390 Finance means:
Our programs are specifically tailored to individuals with lower credit scores, ensuring fair chances of approval.
Repayments and loan structures are customised to fit your financial situation.
We streamline approvals so you can get your car faster, without unnecessary delays.
No hidden costs-what you see is what you get.
Access competitive rates and multiple lenders to improve your chances of approval.
From application to ongoing payments, we guide you every step of the way.
A credit score below 620 is generally considered bad in Australia. This can make getting a car loan harder and lead to higher interest rates.
Yes, refinancing is possible even with bad credit. Rates may be higher, so it’s best to use lenders who specialise in bad credit loans.
Yes, lenders offer used car loans specifically for bad credit applicants. Expect higher interest rates but it’s still possible to get approved.
You can apply through specialist lenders and show proof of steady income. A deposit can also improve your chances of approval.
Yes, many bad credit car loans in Australia are legitimate. Always check the lender is licensed and transparent about fees.
Watch for high interest rates and hidden fees in the contract. Only deal with licensed lenders to avoid scams.
